August 28, 2008
- Consumer Rights – What’s The Best Way To Pay?
Credit Cards are better than debit cards
This may surprise you, but you have more rights if you spend on a credit card than you do on a debit card, cash or cheque. Now don't rush to put everything onto a card costing a fortune in interest, but do consider some planning for the best of both worlds.This right is for those who have no debts or can at least pay a specific card off in full each month, that way there's no interest charged, so you can get the benefit of extra rights without any cost (there are other benefits too such as earning cashback, cheaper spending when abroad, special protection for web spending and ID fraud protection too)
Section 75 of the Consumer Credit Act
Basically, when you use a credit card you are protected by the Consumer Credit Act. When you spend on a credit card, you're effectively entering into an arrangement to borrow (even if you pay off in full) then you get these rights, and this is why you don't get the same rights with debit cards…
August 26, 2008
- Supermarket Prices - Knock 20% OFF Your Supermarket Bill
Did you know that you could save up to a fifth on your regular grocery bill just by selecting different items but without compromising on what you want?..
August 6, 2008
- Shopping Comparison Sites
Why go straight to one shop, when you can pop into 20 at the same time? Use a ‘shopbot’ and you can find the cheapest price on the web in 30 seconds. Do this for all online shopping and you could cut costs by 30% a year, especially if you use the host of other online shopping cost cutting techniques too…
